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March 18, 2017


  webmaster       March 18, 2017

EPABX: 2332785, 2332236, 2332364. Fax: (0612)-2332228. MD Cell: 0612-2332210.
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Bihar State Financial Corporation was established in the year 1954 under SFC's Act, 1951 to promote Small and Medium Scale Industries by way of providing financial assistance. Since then it is playing major role in growth of tiny, small and medium industries in the erstwhile State of Bihar (Presently Bihar and Jharkhand ).


It has contributed significantly to the growth of various Sectors defined as Industrial concern under SFC's Act, 1951 (as amended from time to time). From early 70's it has also provided liberal financial assistance under special schemes like educated unemployed, composite loans to small artisans, Mahila Udyog Nidhi,Semfex etc. for creating self-employment opportunities to artisans, educated unemployed, women entrepreneurs and ex-service men. It has also provided financial assistance for setting up Hotels/Motels including Marketing Complex, Nursing Homes and also for Electro Diagnostic Equipments etc.


Many of the Industrial concern set up with financial assistance from BSFC have gone for expansion, established themselves prominently and are contributing to the exchequer of the State Government. Majority of the successful industrial units in Bihar and Jharkhand were earlier assisted by BSFC, which later on have expanded their activities with the support of Banks and other Financial Institutions, as their further requirement of fund exceeded the limit of financial assistance which BSFC could provide as per provision of SFC's Act. BSFC definitely has played a pivotal role in development of industries in the State.

 Bihar State Financial Corporation provides financial help to its customers,

who satisfy to the following eligibility norms:

    Jurisdiction Bihar or Jharkhand.
    The location should be in any of the following areas:
        Commercial Complex
        Free hold land
    The constitution of the company should be either:
        Private Limited
        Public Limited
        Co-operative societies
    Purpose of the loan shall be for:
        New Unit
    Loan shall be granted to the following sectors:

Industrial Finance, Enterprise Development & Project Services Division:

In light of amendment in SFC's Act in 2000, Bihar State Financial Corporation has planned to diversify it's activities within the ambit of SFC's Act. This division has been set up in 2008 to take up following diversified activities.

    Project identification, formulation/management services, counseling, pre-feasibility studies, DPR and project appraisal.
    Infrastructure planning and arrangement of finance.
    Market survey Assessment/Research.
    Pre lending Post sanction services/Valuation of fixed assets/Non Performing asset Resolution.
    Restructuring (Technical/Management/Organizational).
    Development of Industry Clusters.
    Technology Facilitation.
    Financial Products Marketing and Securitization.
    Extending hand holding services to micro entrepreneurs through its escort services.
    Waste Minimization/Management.
    Environment Management.
    Research Studies.
    Energy Audits/Management.
    Skill Development.
    Tourism Projects.
    Training entrepreneurs for getting finance from Financial Institution/Bank.
    Preparation of DPR for Government departments as well as for other organisation.

Bihar State Financial Corporation is having a large pool of technical and management professional having more than 20 years of experience. Apart from them experienced consultants/professionals in various discipline/activities have been empanelled to take up these activities.

IFEDPRO division has been accredited by Department of Industries, Govt. of Bihar and Khadi and Village Industries Commission (KVIC), Mumbai for imparting Training to beneficiaries of Prime Minister's Employment Generation Programme (PMEGP).


IFEDPRO division has successfully completed many "Entrepreneurship Development Programme." It has also successfully negotiated with prominent Insurance Companies for selling their life and General Insurance Products on Referral Basis.



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